We Offer a Full Line of Account Services to Help Give Your Business a Competitive Advantage
Business Online Banking
No cost for Business Online Banking
Check balances, view account activity, transfer funds, view check images, access monthly statements, and set up alerts
Distinct logins and user profiles with ability to customize user access
Multifactor authentication (MFA) available for added security
Web Connect Integration with accounting software such as QuickBooks and QuickBooks Online
Business Bill Pay
No cost for Business Online Bill Payment
Go Green, and make a difference by turning off paper and switching to eBills and Online Bill Pay
Ability to customize user access, including secondary approval requirement
Set up email alerts to notify you of due dates, when payments will be posted, sent, etc
Create different payee groups to simplify the payment process
Mobile Business Banking
No cost, available in the App Store and Google Play
Check business account balances, view recent transactions, including check images, and transfer money between accounts
Deposit checks by snapping a picture of each check, and view deposit history in the app
Approve transactions scheduled through Business Online, including fund transfers, ACH transfers, and wire transfers
Review and approve Positive Pay exceptions, and receive alerts when approvals are pending
Remote Deposit Capture
Deposit checks from the convenience of your office, any time that you like
Support is handled locally by our banking team
Deposit multiple checks using a batch feed check scanner
Daily deposit reports are generated after submitting and can include check images
$50 per month, which includes rental of the equipment and access to the fully integrated system within Business Online Banking
ACH Origination
Originate ACH files from Business Online Banking
Ability to have individual limits and dual control approvals
Automated notification system sends emails when transactions are generated for approval, and once completed
MFA required, including token-generated codes (hard or soft token)
ACH Origination is $10 per month, $2.50 per batch/file submitted, and $0.13 per transaction
Online Wires
Send wire transfers from Business Online Banking
Ability to have individual limits and dual control approvals
Automated notification system sends emails when transactions are generated for approval, and once completed
MFA required, including token-generated codes (hard or soft token)
Online Wires are $15 for Domestic and $50 for International transfers
Check and ACH Positive Pay
Check Positive Pay matches the account number, check number, and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company
ACH Positive Pay matches the company ID, transaction type, and amount threshold to only allow payments authorized by the company
Ability to customize user access levels for defined roles and responsibilities
Customized reporting for account reconciliation
$50 per month for check Positive Pay and/or $50 per month for ACH Positive Pay
Business Debit Card
No cost for our business Visa branded Debit Card
Use Apple Pay®, Google PayTM, or Samsung Pay® with your debit card to pay at checkout in stores, online, and for in-app purchases
Surcharge-free access to thousands of MoneyPass® ATMs nationwide
For locations visit: moneypass.com
Card Manager
Protect your debit card by sending transaction alerts and define when, where, and how your card is used
Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are also available
Business Credit Cards
We are proud to partner with Elan Financial Services to provide a suite of Business Credit Card products that let you choose what you value most from your card
Both points and cash back card options are available
EMV smart chip technology for added security
Mobile purchasing capability for added convenience
Separate business expenses, manage, cash flow, and track spending
Merchant/Credit Card Processing Services
We’re proud to partner with Clover from Fiserv to provide smart, reliable point-of-sale systems and business management tools
From online payments to QR codes, tap to pay, and more - get customized solutions to fit the scope and demands of your business
Learn more about Clover from Fiserv
Advantage Sweep: Expanded FDIC Insurance Program with Full Liquidity
Gain the full protection of the FDIC even when your balance exceeds your desired limit
Money is automatically allocated
You get daily liquidity
Interest is variable, subject to change, and is credited to the account monthly*
* Rate determined based on each individual client relationship.