We Offer a Full Line of Account Services to Help Give Your Business a Competitive Advantage

Business Online Banking

No cost for Business Online Banking
Check balances, view account activity, transfer funds, view check images, access monthly statements, and set up alerts
Distinct logins and user profiles with ability to customize user access
Multifactor authentication (MFA) available for added security
Web Connect Integration with accounting software such as QuickBooks and QuickBooks Online

No cost for Business Online Bill Payment
Go Green, and make a difference by turning off paper and switching to eBills and Online Bill Pay
Ability to customize user access, including secondary approval requirement
Set up email alerts to notify you of due dates, when payments will be posted, sent, etc
Create different payee groups to simplify the payment process

No cost, available in the App Store and Google Play
Check business account balances, view recent transactions, including check images, and transfer money between accounts
Deposit checks by snapping a picture of each check, and view deposit history in the app
Approve transactions scheduled through Business Online, including fund transfers, ACH transfers, and wire transfers
Review and approve Positive Pay exceptions, and receive alerts when approvals are pending

Deposit checks from the convenience of your office, any time that you like
Support is handled locally by our banking team
Deposit multiple checks using a batch feed check scanner
Daily deposit reports are generated after submitting and can include check images
$50 per month, which includes rental of the equipment and access to the fully integrated system within Business Online Banking

Originate ACH files from Business Online Banking
Ability to have individual limits and dual control approvals
Automated notification system sends emails when transactions are generated for approval, and once completed
MFA required, including token-generated codes (hard or soft token)
ACH Origination is $10 per month, $2.50 per batch/file submitted, and $0.13 per transaction

Send wire transfers from Business Online Banking
Ability to have individual limits and dual control approvals
Automated notification system sends emails when transactions are generated for approval, and once completed
MFA required, including token-generated codes (hard or soft token)
Online Wires are $15 for Domestic and $50 for International transfers

Check Positive Pay matches the account number, check number, and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company
ACH Positive Pay matches the company ID, transaction type, and amount threshold to only allow payments authorized by the company
Ability to customize user access levels for defined roles and responsibilities
Customized reporting for account reconciliation
$50 per month for check Positive Pay and/or $50 per month for ACH Positive Pay

No cost for our business Visa branded Debit Card
Use Apple Pay®, Google PayTM, or Samsung Pay® with your debit card to pay at checkout in stores, online, and for in-app purchases
Surcharge-free access to thousands of MoneyPass® ATMs nationwide
For locations visit: moneypass.com

Protect your debit card by sending transaction alerts and define when, where, and how your card is used
Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are also available

Use your 1st Security Business Visa® Credit Card wherever Visa® is accepted. From team lunches to travel expenses and online bills, your 1st Security Business Card offers convenience and flexibility to help your business grow
Visit your local branch to apply in person

Whether your business is brick and mortar, online, or both, we’ve got tools to help
Simplify the way you accept payments so you can keep growing
Visit your local branch for more information

Gain the full protection of the FDIC even when your balance exceeds your desired limit
Money is automatically allocated
You get daily liquidity
Interest is variable, subject to change, and is credited to the account monthly*
Learn More about Advantage Sweep

* Rate determined based on each individual client relationship.