Personal Checking, Savings, and Money Market Accounts
Pacific West Bank is here to support Greater Portland and SW Washington communities for all of your personal banking needs. We want to get to know you and create a banking plan that’s as unique as you are.
Compare Accounts
We offer a full suite of Personal Deposit Accounts with features and flexibility just for you. We’re here to simplify your day-to-day banking needs.
Compare Accounts | Community Choice™ Personal Checking | Community Plus™ Interest Checking | Community Growth™ Savings | Community Growth™ Money Market |
---|---|---|---|---|
Account Description | You want a basic checking account and don’t want to worry about monthly service charges. | You keep a higher account balance and would like to earn interest. | You have low levels of transactions, but would like to earn some interest. | You have low levels of transactions, but would like to be able to write checks and earn more interest. |
Interest Bearing | No | Yes, tiered | Yes | Yes, tiered |
Monthly Service Charge | None | No monthly service charge with $1,500 minimum daily balance or $5,000 average daily balance. Otherwise, $9.95 | No monthly service charge with $300 minimum daily balance. Otherwise, $2.95 | No monthly service charge with $1,000 minimum daily balance. Otherwise, $9.95 |
Transaction Restrictions | None | None | None | None |
All of our personal deposit accounts include:
Free Online and Mobile Banking
Free Online Bill Pay
No charge for our Visa Debit Card¹
No charges to access thousands of MoneyPass® ATMs nationwide²
Free Notary services
Free check images with your easy-to-balance monthly statement
Free Overdraft Protection when you link your account to a Pacific West Bank Money Market or Savings Account³
Certificates of Deposit
If you have money that you want to set aside for a rainy day or for future purchases, pair your Checking or Money Market Account with a Certificate of Deposit for greater earnings. Certificates of Deposit offer competitive rates over a wide range of timeframes
Personal Account Services
We offer a full line of account services to simplify your banking needs.
Online Banking
No cost for Online Banking
Check balances, transfer funds, and view check images
Set up real-time alerts which can be sent to your email, mobile device via SMS text, or mobile device via a push notification in our Mobile Banking App
Statements are available for you electronically
Ability to send or collect funds from an account you own at another institution with External Transfer
Online Bill Pay
No cost to pay bills online
Go green and make a difference by turning off paper and switching to eBills and Online Bill Pay
Set up email reminders and alerts to notify you when payments are due, will be posted, sent, etc
Zelle® for Mobile and Desktop
Get your money on the move, Zelle® allows you to send money to friends, family, and others you trust
Zelle for Mobile
Zelle for Desktop
Mobile Banking and Mobile Deposit
No cost, available in the App Store and Google Play
Check account balances, view recent transactions, including check images, and transfer money between accounts
Deposit checks by snapping a picture of each check, and view deposit history in the app
Debit Card Management
Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are all available within the app
Protect your debit card by sending transaction alerts and define when, where, and how your card is used
Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
Debit Card
No cost for our Visa branded Debit Card¹
Use Apple Pay®, Google Pay™, or Samsung Pay® with your debit card to pay at checkout in stores, online, and for in-app purchases
Surcharge-free access to thousands of MoneyPass® ATMs nationwide²
For locations visit: moneypass.com
Advantage Sweep: Expanded FDIC Insurance Program with Full Liquidity
Gain the full protection of the FDIC even when your balance exceeds your desired limit.
Money is automatically allocated.
You get daily liquidity.
Interest is variable, subject to change, and is credited to the account monthly⁷
⁷Rate determined based on each individual client relationship.
Credit Cards
We are proud to partner with Elan Financial Services to provide a suite of consumer credit card products that let you choose what you value most from your card
Both points and cash back card options are available
EMV smart chip technology for added security
Mobile purchasing capability for added convenience
Separate expenses, manage cash flow and track spending
¹Visa Debit Card: Transactional, inactivity, or lost/stolen card fees may apply.
²Non-MoneyPass® ATMs may impose an ATM surcharge.
³Overdraft protection transfers in $100 increments; sufficient money market or savings balance must be maintained to cover checks or insufficient funds charges may apply. Call for details.
⁴Activity limitations, monthly service charges, and early withdrawal penalties may apply.