Business Lending

At Pacific West Bank, our mission is to help you grow your business with our hands-on approach. We want to get to know you and your business goals and help you find the right solutions to make banking easy. We don’t have red tape or black holes here. We’re real people ready to become your trusted advisor.

Whether you need a Line of Credit, Commercial Real Estate Loan, Equipment Loan, or Executive Credit Line, we offer a variety of lending options tailored to meet your specific needs (all loans subject to credit approval). Our loans include:

Operating Line of Credit: An Operating Line of Credit is a flexible financial tool that provides businesses with a pre-determined credit limit to cover short-term expenses and provide working capital to support business operations. It offers flexibility in managing cash flow and expenses and is typically secured by the business's assets.
CapEx Line of Credit (used for financing fixed assets): A CapEx Line of Credit is tailor-made for business investments such as equipment and vehicle purchases. It gives your company a pre-approved limit to finance long-term purchases while keeping working capital intact.
Equipment Term Loan: An Equipment Term Loan gives your business the ability to expand operations or upgrade existing assets. Terms and structure can be customized, and loans paid back with fixed monthly payments at a fixed interest rate.
Commercial Real Estate: Looking to purchase, refinance, or upgrade a commercial property, we are here to help with several financing options. We consider many types of properties, including Industrial, Warehouse, Multi-Family Retail, Self-Storage, and others. We are here to help with customized solutions that fit your needs and long-term goals.
Owner-Occupied: Is your business expanding, and are you considering purchasing or refinancing your own property for use by your business? We provide solutions that will help you build equity for yourself rather than paying rent to someone else.
SBA 504 Loan: Looking for more flexible terms for your business’s fixed asset acquisitions? The SBA 504 Program allows us to partner with the US Small Business Administration to require lower down payments for owner-occupied commercial real estate and longer terms for equipment financing. SBA 504 Loans are ideal for small businesses investing in growth.

To learn more, reach out to our dedicated and highly experienced lending team at Pacific West Bank, a leading commercial bank in Portland. We’re here to help you find the right choice so that your business will thrive for years to come.