Personal Solutions

Pacific West Bank is here to support Greater Portland and SW Washington communities for all of your personal banking needs. We want to get to know you and create a banking plan that’s as unique as you are.

Personal Checking, Savings, and Money Market Accounts

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We offer a full suite of personal deposit accounts with features and flexibility just for you. We’re here to simplify your day-to-day banking needs.

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Community Choice™ Personal Checking

Community Plus™ Interest Checking

Community Growth™ Savings

Community Growth™ Money Market

Account Description

You want a basic checking account and don’t want to worry about monthly service charges.

You keep a higher account balance and would like to earn interest.

You have low levels of transactions, but would like to earn some interest.

You have low levels of transactions, but would like to be able to write checks and earn more interest.

Interest Bearing


Yes, tiered


Yes, tiered

Monthly Service Charge


No monthly service charge with $1,500 minimum daily balance or $5,000 average daily balance.

Otherwise, $9.95

No Monthly service charge with $300 minimum daily balance.

Otherwise, $2.95 


No monthly service charge with $1,000 minimum daily balance.

Otherwise, $9.95

Transaction Restrictions



None None

All of our personal deposit accounts include:

  • Free Online and Mobile Banking
  • Free Online Bill Pay
  • No charge for our Visa Debit Card1
  • No charges to access thousands of MoneyPass® ATMs nationwide2
  • Free Notary services
  • Free check images with your easy-to-balance monthly statement
  • Free Overdraft Protection when you link your account to a Pacific West Bank money market or savings account3

Certificates of Deposit

If you have money that you want to set aside for a rainy day or for future purchases, pair your checking or money market account with a Certificate of Deposit for greater earnings. Certificates of Deposit offer competitive rates over a wide range of timeframes.4

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Personal Account Services

We offer a full line of account services to simplify your banking needs. .

Online Banking 

  • No cost for online banking
  • Check balances, transfer funds, view check images
  • Set-up real-time alerts which can be sent to your email, mobile device via SMS text, or mobile device via a push notification in our mobile banking app
  • Statements are available for you electronically
    • Ability to send or collect funds from an account you own at another institution with External Transfer


Online Bill Pay

  • No cost to pay bills online 
  • Go green and make a difference by turning of paper and switching to eBills and online bill pay
  • Set up e-mail reminders and alerts to notify you when payments are due, will be posted, sent, etc.


Zelle®  for Mobile & Desktop


Mobile Banking & Mobile Deposit

  • No cost, available in the App Store and Google Play
  • Check account balances, view recent transactions, including check images, and transfer money between accounts
  • Deposit checks by snapping a picture of each check, and view deposit history in the app


Debit Card

  • No cost for our Visa branded Debit Card1
  • Surcharge free access to thousands of MoneyPass® ATMs nationwide2
  • For locations visit:

Card Manager

  • Protect your debit card by sending transaction alerts and define when, where and how your card is used
  • Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
  • Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are also available

Advantage Sweep: Expanded FDIC Insurance Program with Full Liquidity

  • Gain the full protection of of the FDIC even when your balance exceeds your desired limit.
  • Money is automatically allocated.
  • You get daily liquidity.
  • Interest is variable, subject to change and is credited to the account monthly7
  • Learn More
  • Advantage Sweep FAQs


7. Rate determined based on each individual client relationship.

Credit Cards

  • We are proud to partner with Elan Financial Services to provide a suite of consumer credit card products that let you choose what you value most from your card
  • Both points and cash back card options are available
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Separate expenses, manage cash-flow and track spending


1. Visa Debit Card: Transactional, inactivity, or lost/stolen card fees may apply.
2. Non-MoneyPass® ATMs may impose an ATM surcharge.
3. Overdraft protection transfers in $100 increments; sufficient money market or savings balance must be maintained to cover checks or insufficient funds charges may apply. Call for details.
4. Activity limitations, monthly service charges, and early withdrawal penalties may apply.


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Welcome to Pacific West Bank. Please call us at 503-905-2222 with any questions.

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