Business Online Banking
- No cost for business online banking
- Check balances, view account activity, transfer funds, view check images, access monthly statements, and set up alerts
- Distinct logins and user profiles with ability to customize user access
- Multifactor authentication (MFA) available for added security.
- Web Connect Integration with accounting software such as QuickBooks and QuickBooks Online
Business Bill Pay
- No cost for business online bill payment
- Go Green, and make a difference by turning off paper and switching to eBills and online bill pay
- Ability to customize user access including secondary approval requirement
- Set-up E-mail Alerts to notify you of due dates, when payments will be posted, sent, etc.
- Create different payee groups to simplify the payment process.
Mobile Business Banking
- No cost, available in the App Store and Google Play
- Check business account balances, view recent transactions, including check images, and transfer money between accounts
- Deposit checks by snapping a picture of each check, and view deposit history in the app
- Approve transactions scheduled through Business Online, including fund transfers, ACH transfers and wire transfers
- Review and approve Positive Pay exceptions, and receive alerts when approvals are pending
Remote Deposit Capture
- Deposit checks from the convenience of your office, any time that you like
- Support is handled locally by our banking team.
- Deposit multiple checks using a batch feed check scanner
- Daily deposit reports are generated after submitting and can include check images
- $50 per month, which includes rental of the equipment and access to the fully integrated system within business online banking
ACH Origination & Online Wires
- Originate ACH files and send wire transfers from business online banking
- Ability to have individual limits and dual control approvals
- Automated notification system sends emails when transactions are generated for approval and once completed
- MFA required including token generated codes (hard or soft token)
- ACH Origination is $10 per month, $2.50 per batch/file submitted, and $0.13 per transaction
- Online Wires are $15 for Domestic and $50 for International transfers
Check and ACH Positive Pay Automated fraud detection tool
- Check Positive Pay matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company
- ACH Positive Pay matches the company ID, transaction type and amount threshold to only allow payments authorized by the company
- Ability to customize user access levels for defined roles and responsibilities
- Customized reporting for account reconciliation
- $50 per month for check Positive Pay and/or $50 per month for ACH Positive Pay
Business Debit Card
- No cost for our business Visa branded Debit Card
- Surcharge free access to thousands of MoneyPass® ATMs nationwide
- For locations visit: moneypass.com
- Protect your debit card by sending transaction alerts and define when, where and how your card is used
- Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
- Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are also available
Business Credit Cards
- We are proud to partner with Elan Financial Services to provide a suite of business credit card products that let you choose what you value most from your card
- Both points and cash back card options are available
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Separate business expenses, manage cash-flow and track spending
Merchant/Credit Card Processing Services
- Customized solutions to fit the scope and demands of your business
- Various turnkey payment solutions enable you to accept every type of payment and give your business the tools you need to succeed
- We have partnered with a network that can provide up to $30 million of additional FDIC insurance
- FDIC insurance is borrowed from other well-capitalized banks that participate in the program
- Separate statement will be generated and delivered
- Interest is variable, subject to change and is credited to the account monthly7
CONNECT WITH A BANKER
1. Loans are subject to credit approval.
2. No service charge for first 50 checks and 20 deposits per month; $0.20 per check or deposit thereafter.
3. Non-MoneyPass® ATMs may impose an ATM surcharge.
4. Visa Debit Card: Transactional, inactivity, or lost/stolen card fees may apply.
5. Overdraft protection transfers in $100 increments; sufficient money market or savings balance must be maintained to cover checks or insufficient funds charges may apply.
6. Activity limitations, monthly service charges, and early withdrawal penalties may apply.
7. Rate determined based on each individual client relationship.