Advantage Sweep

FDIC protection for your money, automatically.


Automatic Allocation.

Daily Liquidity.

PWB’s Advantage Sweep enables balances in excess of a desired target balance to automatically be placed with other participating banks in $250,000 increments.

You will receive the highest level of protection allowed by the FDIC with daily liquidity and the convenience of working with a single bank through your relationship with PWB.



  • Gain the full protection of FDIC insurance held at member banks*
  • Deposits are insured up to $50MM per TIN or up to $250K per placement at each member bank
  • Lowers portfolio risk associated with other types of non FDIC insured investments
  • Offers a highly competitive yield
  • Gain liquidity with full access to your cash on a daily basis


Advantage Sweep (“DDM”) program is offered to you by Pacific West Bank (“us” or “we”), subject to the terms and conditions set forth in the DDM program Terms & Conditions provided to you. Please liaise with us regarding your participation in the DDM program, including for the DDM program Terms & Conditions, your customer statements, and any questions you may have. Please contact us for a list of banks and other institutions into which your funds could be deposited through the DDM program. The DDM program is administered by Stable Custody Group II LLC (“Stable”). Stable and its affiliates are not depositories, banks or credit unions, and the DDM program is NOT, itself, an FDIC-insured or NCUSIF-insured product. Rather, under the DDM program, your funds are swept or placed into deposit accounts at participating banks or other financial institutions that are insured by the Federal Deposit Insurance Corporation (“FDIC”) and/or National Credit Union Share Insurance Fund (“NCUSIF”) for up to the current standard maximum deposit insurance amount (“SMDIA”) of $250,000 per eligible depositor, per insured participating institution, for each ownership capacity or category, including any other balances the depositor may hold at that institution directly or through other intermediaries, including broker-dealers. FDIC and NCUSIF insurance coverage is only available to protect you against the failure of a FDIC or NCUSIF insured institution, respectively, that holds your deposits under the DDM program (and not to protect against the failure of any other party, including Stable). The DDM program is primarily designed to provide administrative convenience for us to offer expanded FDIC or NCUSIF insurance on your funds and is not designed to provide you with investment enhancements, higher rates of returns or profits on their funds. Demand Deposit Marketplace®, DDM®, Reich & Tang® and R&T® are registered marks of Reich & Tang Deposit Networks, LLC (“R&T”). Stable is a subsidiary of R&T.


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Welcome to Pacific West Bank. Please call us at 503-905-2222 with any questions.

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